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LTD and Disability Claims


What are the Steps in a Long-Term Disability Lawsuit?

A long-term disability lawsuit is a time-consuming process that changes your life forever. Further, much will depend on the type of disability plan offered by your employer. As expected, this is often complicated, so it is wise to have legal counsel assisting you from the very beginning. Our personal injury law firm can help you … Continue reading “What are the Steps in a Long-Term Disability Lawsuit?”

Is Chronic Fatigue Syndrome a Long-Term Disability?

A person suffering from chronic fatigue can seek benefits from their long-term disability insurance policy if their employer provides it. Many insurance companies are leery of providing benefits, however. Medical professionals do not entirely understand the syndrome, and there isn’t a list of specific criteria or tests for diagnosing it. The good news is that … Continue reading “Is Chronic Fatigue Syndrome a Long-Term Disability?”

Does Addiction Qualify for Long-Term Disability Benefits?

If you struggle with addiction, whether with alcohol, drugs, or activities such as gambling, you may qualify for long-term disability benefits. However, much will depend on your employer’s group policy. Most do not preclude benefits due to addiction– but there are usually strict requirements regarding treatment and rehabilitation programs for qualification. There is also a … Continue reading “Does Addiction Qualify for Long-Term Disability Benefits?”

Is Anxiety a Long-Term Disability?

Many people struggle with anxiety, but most will respond to medication or other treatments. For some, however, this disorder becomes so overwhelming that they are unable to participate in normal activities, including employment. Whether a person is approved for long-term disability benefits for this depends on various factors. However, any type of claim for mental … Continue reading “Is Anxiety a Long-Term Disability?”

When is a Disability a Frustration of Contract in British Columbia?

Without a doubt, a long-term disability is frustrating for employers and employees alike. A person who unexpectedly cannot work finds it difficult to make ends meet. An employer who has relied on that person for years– find themselves facing rising disability insurance premiums– while an important job goes undone. In British Columbia, the law prevents … Continue reading “When is a Disability a Frustration of Contract in British Columbia?”

Is Mental Health Covered by Long Term Disability?

In recent history, employers viewed disability claims for mental health with skepticism. While physical injuries are obvious, people were indifferent or unaware of psychological and emotional issues and their ability to cause substantial harm. However, the reality is that mental health issues are common. Each year, thousands of British Columbia residents miss work. In some of … Continue reading “Is Mental Health Covered by Long Term Disability?”

 
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