Many people struggle with anxiety, but most will respond to medication or other treatments. For some, however, this disorder becomes so overwhelming that they are unable to participate in normal activities, including employment. Whether a person is approved for long-term disability benefits for this depends on various factors. However, any type of claim for mental illness is more difficult to prove than physical injuries or diseases.
A Preszler personal injury lawyer can assist you in preparing a long-term disability claim due to anxiety. Our firm has assisted those seeking compensation since 1959, and our record speaks for itself.
There are 5 types of anxiety disorders and they include:
Why Long-Term Disability Claims Are Denied
When it comes to long-term disability claims– they are often denied because the applicant is not receiving regular medical care for treatment. That is true even though approximately one-third of all such claims in Canada are due to mental illness.
Failure to see a doctor at least monthly for the issue, if not more often, may lead to claim denial. That is why appearing at all scheduled appointments and taking all prescribed medication is essential.
Of course, the doctor in question must specialize in mental health. If the patient is not seeing a psychiatrist, it is unlikely the insurance company will approve the claim. Anyone currently treated by a general practitioner or another healthcare provider should seek a referral.
If it is recommended that a patient attend ongoing sessions with a psychologist, they must comply. Even if the person does not think the treatment is helping, attendance is mandatory– not doing so virtually guarantees benefit denial.
The right documentation is important
The right documentation is key to any long-term disability claim. Without it, there is no way for the insurance company to ascertain whether you qualify, or if you have failed to respond to standard treatment. We will ensure that the correct documentation is submitted with the disability application. If the material is unavailable, we can have the providers present them with a narrative form of your illness, diagnosis and treatment protocol.
Proving the Case
Along with proper medical care and documentation, it is important to engage lawyers familiar with this field. Much will depend on how anxiety affects your ability to do your job, so work history is another major factor. For those seriously afflicted, you know that anxiety, as a mental illness, goes beyond general nervousness and becomes overpowering fear.
Contact us at Preszler Law today
If you or a loved one have been diagnosed with anxiety and cannot work because of the condition, contact a dedicated long-term disability lawyer from our firm. We offer complimentary consultations, so call us or text us today or fill out our online contact form to schedule an appointment. We will evaluate your case and advise you of your options.