Crashing a car is one of life’s most stressful events. Sudden, unexpected injuries, transportation issues that limit your ability to get back to work, and the cost of repairing or replacing your vehicle will compound the anxiety. If your vehicle was hit through little to no fault of your own, ICBC might provide money to … Continue reading “How Does the ICBC Determine if a Car is a Write-Off?”
There is no question that many car accidents result in extreme emotional distress and trauma. However, changes in ICBC regulations as of April 1, 2019, now consider any type of mental health issue due to a motor vehicle accident a “minor injury.” That means any claim of emotional distress or psychological problems stemming from an … Continue reading “Can I Claim Emotional Distress After a Car Accident?”
Pets are just as vulnerable to the effects of a serious accident as humans, and their injuries can run up large vet bills with a long recuperation. Whether your pet is covered by the ICBC depends on who is responsible for the accident that caused injury to you and/or your pet. In the case of … Continue reading “Are Pets Covered by the ICBC?”
A serious accident throws any victim’s life into upheaval and affects them financially. However, it can sometimes be even more of a burden for the self-employed. You can claim lost wages from the ICBC if injured in a motor vehicle accident, but the process is more complicated for those running their own business than for … Continue reading “Can I Claim Lost Wages From the ICBC If I’m Self-Employed?”
Motor vehicle accidents know no boundaries, but if you are involved in a collision outside your home province, ICBC regulations and your benefits might change. That is because each province – and country (if the accident happens in the U.S.) – has its own laws regarding auto insurance. If you were seriously injured in the … Continue reading “What Happens If You Get Into an Accident in Another Province?”
It is bad enough when the ICBC declares your car a total loss after a crash. It is even worse if you still owe money on the vehicle because the debt does not go away simply because the car is inoperable. While insurance should pay for the replacement value of the car, that replacement value … Continue reading “What Happens If Your Car Gets Totalled and You Still Owe Money?”
It might seem as if a deer lurks behind every tree. That perception is not far off, as British Columbia is home to approximately 250,000 coastal black-tailed deer, 190,000 mule deer, and 65,000 white-tailed deer. Each year, roughly four people die, and 380 people are hurt in deer and vehicle collisions. Whether or not ICBC … Continue reading “What Happens If I Hit a Deer?”
Following a motor vehicle accident, you want to seek medical attention immediately, whether that’s through your primary care physician or the nearest emergency room. However, when it comes to collecting compensation for your injuries through ICBC, you will be required to see a doctor of their choice. Defence Medical Examinations are warranted when you apply … Continue reading “Do I Have to See the Doctor the ICBC Chooses?”
