Like many residents of British Columbia, you depend on your vehicle for both personal and professional travel. When you spend so much time behind the wheel as part of your daily routine, you may not appreciate that the risk of a car accident is all around you. The Insurance Company of British Columbia (ICBC) collects data regarding the frequency of auto collisions and, unfortunately, the statistics on incidents causing death or injuries is on the rise: there were 54,000 casualty crashes in BC in 2012, and that number reached 64,000 in 2016. The total number of all car crashes in BC from 2012-2016 is also surprising, averaging 290,000 per year. Injured victims endure pain and suffering, and may be out of work as medical bills mount.
If you were hurt in a Port Moody auto collision, you do have the right to file a claim for your losses. The law requires all motorists to carry minimum coverage amounts, but you must properly submit your claim to the ICBC to recover compensation. The potential for mistakes is high, so it is wise to retain an experienced ICBC lawyer to assist with the process. Our lawyers at the Preszler Law Firm are at your side, pursuing all benefits you are entitled to receive by law.
Though a driver’s carelessness may be the cause of your car accident, you file your claim with ICBC. These cases are based upon the legal theory of negligence, so you must prove:
Damages is a legal term that refers to the economic and non-economic losses you suffer when hurt in a car crash. Your claim to the ICBC is essentially a request for reimbursement for your damages, which may include:
To perfect your right to compensation, you must notify the ICBC about your auto crash as soon as practicable. It is only necessary to provide basic details at this point, including the names of all involved drivers, license plate numbers, and similar information. You should not make any formal statements about fault, causation, or your opinion on what happened.
Once you alert ICBC, your next step should be to consult with a skilled ICBC lawyer. You might assume that the agency has your best interests in mind, as the point of paying your insurance premiums is to cover your losses in the event of a traffic accident. Still, always keep in mind that ICBC is a business: This crown corporation makes a profit by paying out as little as possible on claims, so it does not put your interests first in a lawsuit. Offering too much information in your initial conversation could give the adjuster a reason to deny your claim, dispute your injuries, or put the blame on you.
At the Preszler Law Firm, our ICBC lawyers prioritize your needs after a car accident. Our legal team has extensive knowledge of the laws impacting your claim, and we have access to an array of professionals. Our lawyers work with:
Our Preszler Law lawyers have significant experience in pursuing ICBC claims in Port Moody, along with the dedication to ensure protection of your legal rights after an auto crash. If you would like to discuss your case with a lawyer, please call us today at 1-844-373-8202 to schedule a free, no-obligation consultation. You can also visit us online to learn more about our legal services for car accident victims.