New Westminster Long Term Disability Lawyer
When you are ill or injured over a long period, you could qualify for a long-term disability insurance claim. If your claim is successful, you could receive monthly benefit payments designed to help you get back on your feet financially.
Unfortunately, employees routinely have their claims denied or benefits reduced. Your insurance policy outlines the requirements you must meet for your claim to be successful. The policy language is typically complex and offers the insurance carrier many loopholes to deny your coverage. The good news is that with the help of our team of New Westminster personal injury lawyers, you could appeal any unreasonable denial of your claim and fight back if your benefits are cut short.
At Preszler Law, we believe that insurance carriers should treat you fairly. We believe that injured New Westminster residents deserve to recover the benefits they are entitled to, and we work tirelessly to make that recovery a reality. To learn more about how a personal injury lawyer from Preszler Law can help, call right away to schedule a free initial consultation.
Common grounds used to deny your claim
There are a variety of grounds an insurance company will rely on to deny your claim. While some could have merit, many are simply an attempt at lowering their costs. Remember: the insurance company is here to make a profit, and your benefits claim gets in the way of that. It is easy to see why they often go to great lengths to deny valid long-term disability claims.
Although you agreed to the terms of your insurance policy, those terms were written entirely by your insurer. They are designed to benefit them, not your claim. However, that does not mean recovering benefits is impossible. With the guidance of a skilled New Westminster long term disability lawyer, you could successfully recover them. Your lawyer could help you prepare for several issues raised by your insurance company. Some of the more common excuses include:
- That your injury or illness is a pre-existing condition not covered by your policy
- That your injury or illness is not a “disability” as defined by your policy
- That you failed to file your claim on time
- That the proof of your condition does not establish that you are disabled.
These grounds may commonly lead to the denial of your claim, but all is not lost. Following a denial, you have the right to appeal. With the help of a long term disability lawyer, you might get the benefits you deserve.
How a New Westminster long term disability lawyer could help
The process for filing or appealing a long term disability claim is complex. While it is a challenge to take this task on by yourself, having the right lawyer in your corner can simplify the process significantly. At Preszler Law, we understand what is at stake with your disability claim. Call today to discuss your options with us in person.