Whether you have suffered an injury or are living with a chronic illness, disability insurance offers you financial benefits. These payments are designed to help you make ends meet when your physical or psychological condition prevents you from working. Unfortunately, insurers often make the claims process complex and time-consuming.
However, with help from our Preszler team of Kamloops long-term disability lawyers, we can help simplify the process for you. We are a long term disability law firm, and we are proud to help Kamloops workers get back on their feet. To learn more about how we can help contact our firm today for a free case evaluation.
Denial of a long-term disability claim
In some cases, an insurance company will review the facts surrounding your injury or illness and agree that you require disability benefits. Unfortunately, in most cases, they will not be so quick to pay. Common grounds an insurance company could use to deny a claim include:
The good news is a denial of your claim does not mean you missed your shot at recovering disability benefits. Following a denial, you have the right to appeal the decision. Kamloops disability lawyers will compile your documentation and medical records to build the strongest possible case on appeal.
How Preszler Law can help
There are many benefits of working with a long term disability lawyer. Your lawyer could provide critical guidance early on in your claim. For example, your lawyer could warn you of taking a medical exam with an insurance company’s doctor. Any doctor paid for by them could be biased, so it is not in your best interest to use them.
A lawyer can also explain the complicated areas of your insurance policy. The language of your policy is important, as a seemingly unimportant phrase or sentence could have a tremendous impact on your claim.
We can also review your case and evaluate it. Through our experience, we can give you an estimate of your chances of success. While we can never guarantee a positive outcome, we will work tirelessly to help you recover the compensation you deserve.
Contact our team of Kamloops long-term disability lawyers right away
When you are unable to work due to injury or illness, you could have a viable claim. However, your insurance company might deny your benefits. If this happens, you will need the help of a skilled lawyer to appeal that decision. To discuss your legal options, contact Preszler Law right away. At your free consultation, you can address any questions you have about your claim and learn how to begin the process.