The Insurance Company of British Columbia (ICBC) serves as the crown corporation providing motor vehicle insurance to British Columbia-registered vehicles. If you have been involved in an accident, you must inform the ICBC within 24 hours. When the accident is serious, it is wise to consult an ICBC law firm, because a fair settlement for your injuries will help you regain control of your life. Our Surrey ICBC lawyers at Preszler Injury Lawyers provide excellent and compassionate customer service for our clients—which we’ve been doing, across Canada, since 1959.
Seek Legal Counsel First
After a car accident, and before answering any of the ICBC representative’s questions, seek the advice of an ICBC lawyer. A lawyer will help protect your rights– as it is easy to provide a description of the accident to ICBC, that could potentially harm your claim. Without legal representation, you must give a complete statement to the ICBC regarding the accident details. They will go through this information and try to minimize your claim’s value.
Paying as little as possible in reparations is what insurance companies do, and that is why hiring legal counsel is important. Experienced lawyers work with clients to provide an accurate narrative or description of the accident to the ICBC, without the kind of potentially compromising language, a layperson may include in such a document. A lawyer can also prevent the ICBC from accessing medical records without consent.
Injuries Occurring After April 1, 2019
ICBC regulations for minor injuries occurring after April 1, 2019, may impact you after an auto accident. While the new law does not change the medical benefits available to accident victims, it does affect the amount of money they may receive for pain and suffering. The cap for pain and suffering for minor injuries is now $5,500. The problem is that many injuries designated as “minor” under ICBC rules may, in fact, prove major. “Minor” injuries on the list include:
Sometimes, these “minor” injuries are incapacitating, not allowing the injured person to work or pursue normal activities.
If a person wants to challenge the finding of a “minor” injury as determined by a medical professional, it requires arguing before in the Civil Resolution Tribunal. If the CRT upholds the finding, the alternative is going before the Supreme Court, an almost impossible task. Surrey ICBC lawyers will guide you through the CRT process.
Contact Surrey ICBC Lawyers
If you or a loved one were seriously injured in a car accident, you need the services of an ICBC lawyer at Preszler Injury Lawyers. Call us 24/7 or contact us online to schedule a free consultation. There is no fee unless we win. Our record speaks for itself, and all clients are treated with the compassion they deserve.