Serving All of British Columbia
infobc@preszlerlaw.com Call 1-888-404-5167

Courtenay ICBC Lawyer

The Insurance Company of British Columbia (ICBC) was created in 1973 to provide universal and affordable basic auto accident coverage to help pay for victims’ losses. Insurance adjusters may seem like your friend, but the ICBC is still a business. Adjusters are trained to settle quickly for the lowest possible amount that will pacify you, regardless of what costs may arise in the future.

There is no substitute for the experience and tenacity of Courtenay ICBC lawyers following a motor vehicle accident that involves physical injuries and long-term medical costs. Preszler Injury Lawyers is an ICBC law firm that has been in business since 1959. We are dedicated to providing exceptional service and helping you develop realistic expectations for what your case is worth.

ICBC Benefits

As of April 2019, basic Part 7 benefits cover:

  • Up to $740 per week for wage losses (or $280 per week for homemakers).
  • Up to $300,000 in lifetime medical care and recovery costs for catastrophically injured.
  • Up to $7,500 for funeral costs and $30,000 for death benefits.
  • Coverage for “care and recovery” treatments like kinesiology, acupuncture, massage, and counseling.

Who Was At Fault?

Every case is judged based on its own unique merits, but several trends in determining fault exist:

  • Drivers who run through stop signs at intersections are 100% at fault.
  • Drivers who run through red lights at intersections are 100% at fault.
  • Drivers who hit the rear-end of a car ahead of them at an intersection is typically 100% at fault.
  • Drivers who are rear-ended may still be at fault if they reverse or fail to proceed through a green.
  • Drivers who stop, but proceed negligently or fail to yield right of way may shoulder the most blame.
  • When there are no traffic controls, the driver on the left must yield right of way.

Why Fault Matters With An ICBC Claim

At face value, it may seem that fault doesn’t really matter. ICBC will cover your medical expenses, even if you were at fault for an accident. Basic coverage will pay up to $200,000 for the injured party’s expenses. However, while basic claims are considered “no-fault,” a claims adjuster will investigate matters further to see where the blame truly lies.

  • If you are 100% at fault, you receive no-fault Part 7 Benefits.
  • If the other driver was 100% at fault, you can file a tort claim to gain higher compensation.
  • If you and the other driver share fault, the amount you can recover in a tort claim will be limited.

Sometimes ICBC will outright deny claims if:

  • Paperwork was not filed on-time.
  • It was determined your vehicle was “used as a weapon.”
  • The person driving the car was not authorized to do so.
  • Drugs or illicit contraband was found in the car.
  • The injury occurred during a police chase or street racing activities.

ICBC may force you to see one of their own doctors or cut off benefits if you refuse recommended treatment. It is important to understand your rights during your interactions with the insurance company, so you don’t lose money needlessly.

Legal Representation in Courtenay, B.C.

Working with an ICBC lawyer will ensure that you are not blamed more than your fair share. We will investigate and gather evidence to support your claim, and make sure everything is filed in a timely manner. If the ICBC offer is not commensurate with your expenses, we will advise you on your right to appeal. Our Courtenay ICBC lawyers will never let you settle for less than what your case is truly worth, taking into consideration medical expenses, lost income, and your pain and suffering. We will protect and advise you of your rights throughout the entire process.

Preszler Injury Lawyers proudly serves all of Vancouver Island, including the Comox Valley Regional District and the city of Courtenay. We offer free, no obligation consultations and contingency-based representation with no upfront costs. You only pay us a prearranged legal fee and expense reimbursement if we recover money on your behalf. An ICBC lawyer is always available to you, whenever you need, to answer questions about your case or lend empathetic support. Contact us as soon as possible, as you only have up to two years to initiate legal action.


1075 West Georgia Street
Unit 800,
Vancouver, BC
V6E 3C9
Fax: 778-373-8213
Toll Free: 1-877-572-1324
1631 Dickson Avenue
Suite 1100,
Kelowna, BC
V1Y 0B5
Fax: 778-373-8213
Toll Free: 1-877-572-1324
7164 120th Street
Suite 202,
Surrey, BC
V3W 3M8
Fax: 778-373-8213
Toll Free: 1-877-572-1324
5811 Cooney Road
Suite 305 South Tower,
Richmond, BC
V6X 3M1
Fax: 778-373-8213
Toll Free: 1-877-572-1324
4720 Kingsway
Suite 2600,
Burnaby, BC
V6E 3C9
Fax: 778-373-8213
Toll Free: 1-877-572-1324
1321 Blanshard Street
Suite 301,
Victoria, BC
V8W 0B6
Fax: 778-373-8213
Toll Free: 1-877-572-1324
2655 Clearbrook Road
Suite 260,
Abbotsford, BC
V2T 2Y6
Fax: 778-373-8213
Toll Free: 1-877-572-1324
*These are consultation offices that require a booked meeting in advance. Walk-ins are not allowed.

DISCLAIMER: Please be advised that the header image and other images throughout this website may include both lawyer and non-lawyer/paralegal employees of Preszler Injury Lawyers and unrelated third parties. Please note that the purpose of this disclaimer is to ensure that the usage of our spokesperson, John Fraser, or any other non-lawyer/paralegals in our legal marketing is not to be construed in any way as misleading to the public. Any questions regarding the usage of non-lawyers in our legal marketing or otherwise can be directed to management. Please be advised that some of the content on this website may be out of date. None of the content is intended to act as legal advice as each situation is independent and unique and requires individual legal advice from a licensed lawyer or paralegal. For legal advice on your individual situation – we can provide legal guidance after you have contacted our firm and we have established a lawyer-client relationship contractually. Please note that some of the content on this website may be out of date and no longer relevant after May 2021. For additional clarification on legal questions please contact our law firm and book a consultation with a member of our legal team.