The Insurance Company of British Columbia (ICBC) was created in 1973 to provide universal and affordable basic auto accident coverage to help pay for victims’ losses. Insurance adjusters may seem like your friend, but the ICBC is still a business. Adjusters are trained to settle quickly for the lowest possible amount that will pacify you, regardless of what costs may arise in the future.
There is no substitute for the experience and tenacity of Courtenay ICBC lawyers following a motor vehicle accident that involves physical injuries and long-term medical costs. Preszler Law is an ICBC law firm that has been in business since 1959. We are dedicated to providing exceptional service and helping you develop realistic expectations for what your case is worth.
As of April 2019, basic Part 7 benefits cover:
Who Was At Fault?
Every case is judged based on its own unique merits, but several trends in determining fault exist:
Why Fault Matters With An ICBC Claim
At face value, it may seem that fault doesn’t really matter. ICBC will cover your medical expenses, even if you were at fault for an accident. Basic coverage will pay up to $200,000 for the injured party’s expenses. However, while basic claims are considered “no-fault,” a claims adjuster will investigate matters further to see where the blame truly lies.
Sometimes ICBC will outright deny claims if:
ICBC may force you to see one of their own doctors or cut off benefits if you refuse recommended treatment. It is important to understand your rights during your interactions with the insurance company, so you don’t lose money needlessly.
Legal Representation in Courtenay, B.C.
Working with an ICBC lawyer will ensure that you are not blamed more than your fair share. We will investigate and gather evidence to support your claim, and make sure everything is filed in a timely manner. If the ICBC offer is not commensurate with your expenses, we will advise you on your right to appeal. Our Courtenay ICBC lawyers will never let you settle for less than what your case is truly worth, taking into consideration medical expenses, lost income, and your pain and suffering. We will protect and advise you of your rights throughout the entire process.
Preszler Law proudly serves all of Vancouver Island, including the Comox Valley Regional District and the city of Courtenay. We offer free, no obligation consultations and contingency-based representation with no upfront costs. You only pay us a prearranged legal fee and expense reimbursement if we recover money on your behalf. An ICBC lawyer is always available to you, whenever you need, to answer questions about your case or lend empathetic support. Contact us as soon as possible, as you only have up to two years to initiate legal action.