Campbell River Long-Term Disability Lawyer

Living in Campbell River allows residents to enjoy the natural beauty of Vancouver Island, but it doesn’t shield them from unexpected illness or injury. When health issues stop you from working, you may have to rely on disability insurance to replace the income you have lost and cover your day-to-day expenses. For most households, savings alone may not be enough to cover several months or years of lost wages. That’s why LTD coverage is so important–it may provide between 60% and 70% of your regular income if you can’t work because of a serious medical condition. 

Unfortunately, many people in Campbell River experience delays, denials, or premature terminations of their disability benefits when insurance companies fail to prioritize their best interests. 

If your long-term disability (LTD) claim has been denied or cut off early, you might feel powerless. Our Campbell River long-term disability lawyers help clients challenge unfair decisions so they can access the benefits and compensation they deserve. Contact Preszler Injury Lawyers to schedule a free consultation and discuss your legal options today. 

How Our Campbell River LTD Lawyers Can Help

LTD policies are often filled with complex legal jargon and varying definitions of what it means to be “disabled.” Insurers might argue that your condition isn’t severe enough or claim that you’re still able to perform a job, even if it was not the job you had before you became disabled. Our long-term disability lawyers in Campbell River understand the tactics insurers often use to deny claims and know how to counter them. 

At Preszler Injury Lawyers, we can: 

• Review your LTD policy in detail and explain your rights.
• Collect medical evidence of your condition and substantiating reports from your healthcare providers.
• Handle all communication and negotiations with your insurer.
• File an appeal or lawsuit if your benefits were wrongfully denied, delayed, or terminated.
• And more.

Our goal is to alleviate the burdens that our clients face so that they can focus on their recovery. To discuss your situation with an experienced LTD lawyer in Campbell River, contact us today.

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Tell Us About Your Case

For more than 60 years, Preszler Injury Lawyers has been helping people across British Columbia pursue the compensation they deserve for their long-term disability claims. As one of the country’s longest-standing personal injury law firms, our practice is devoted entirely to injury law and helping accident victims–it’s all we do.

Schedule a free consultation today to speak with our award-winning personal injury lawyers and find out if you have a case. Our legal team is available 24 hours a day, 7 days a week to take your call.

1-844-373-8202

Conditions That Commonly Lead to LTD Claims in Campbell River

When people apply for long-term disability benefits, it may be for a wide range of reasons. In Campbell River and across BC, some of the most common include:

• Mental health disorders, such as depression, anxiety, or PTSD
• Chronic pain conditions
• Fibromyalgia
• Severe back pain or spinal cord injuries
• Neurological conditions
• Traumatic brain injuries (TBIs)
• Vision or hearing loss
• Serious fractures or other orthopedic injuries
• Illnesses that prevent consistent work attendance
• And more

Every case is unique, and no one disability may or may not be covered by an insurance policy. It is possible for many conditions to qualify for benefits, so long as the applicant can prove that their health makes it impossible to maintain regular and gainful employment. For this reason, it is recommended that you speak with an LTD lawyer as soon as possible to review your policy and assess your rights.

How do CPP Disability Benefits Work in Campbell River?

While many people may be able to access long-term disability benefits through a private or employer-sponsored plan, many Campbell River residents may also qualify for Canada Pension Plan (CPP) disability benefits. These are provided by the Canadian federal government. To be eligible, your condition must be both severe and prolonged. Although these benefits can be useful, they often only provide a fraction of what you need to support your household. 

If your benefits have been denied by your insurer, our Campbell River long-term disability lawyers can help you pursue both CPP and private LTD claims to help you secure the support you need. To find out about your eligibility, schedule a free consultation today.

Reach Out to Our Campbell River Long-Term Disability Lawyers Today

A denial from your insurance company is not always the end of the road. With experienced legal help on their side, you can appeal your LTD denial and work towards restoring your financial security.

At Preszler Injury Lawyers, we work to hold insurance companies accountable and protect the benefits you are owed. Call 1-844-373-8202 or fill out our online contact form today to arrange a free consultation with our Campbell River LTD lawyers.

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Case Results

Denied Long-Term Disability Benefits in Campbell River?