long term disability

How Long Do Long Term Disability Benefits Last?

February 17, 2020

Categories: long term disability

 

There is no simple answer to the question, “how long do long term disability benefits last?” The reason is simple: every insurance policy is different. The duration of your potential long term disability benefits is one factor you should take into account when selecting a policy. Some policies cap the length of payments at a … Continue reading How Long Do Long Term Disability Benefits Last?

When is a Disability a Frustration of Contract in British Columbia?

February 10, 2020

Categories: long term disability

 

Without a doubt, a long-term disability is frustrating for employers and employees alike. A person who unexpectedly cannot work finds it difficult to make ends meet. An employer who has relied on that person for years– find themselves facing rising disability insurance premiums– while an important job goes undone. In British Columbia, the law prevents … Continue reading When is a Disability a Frustration of Contract in British Columbia?

Is Mental Health Covered by Long Term Disability?

January 02, 2020

Categories: long term disability

Tagged with: mental health

In recent history, employers viewed disability claims for mental health with skepticism. While physical injuries are obvious, people were indifferent or unaware of psychological and emotional issues and their ability to cause substantial harm. However, the reality is that mental health issues are common. Each year, thousands of British Columbia residents miss work. In some of … Continue reading Is Mental Health Covered by Long Term Disability?

An Introduction to Long-Term Disability Denials

March 08, 2018

Categories: All Blogs, long term disability

 

In British Columbia, long-term disability (LTD) insurance policies are commonly provided as a part of employment benefit packages.